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Insurance Programs

Employees Retirement System of Texas (ERS)

ERS is the agency that manages health insurance plans for state employees, retirees and their dependents. Below are quick links to help you better understand your benefits.

Employees Retirement System of Texas
Employees Retirement System of Texas

Health Insurance


Choose between HealthSelect of Texas, Consumer Directed HealthSelect or HMO. Learn more.

Dental Insurance


Choose between DeltaCare USA DHMO coverage or State of TX Dental Choice PPO coverage. Learn more.

Life Insurance


Both Term Life and Accidental Death & Dismemberment insurance are available. Learn more.

Disability Insurance


Texas Income Protection Plan (TIPP) offers short-term and long-term disability coverage. Learn more.

Vision Insurance


The State of Texas Vision Plan is available to employees, retirees and their eligible dependents.

Graduate Student Insurance


Certain graduate students qualify to participate in the employee group insurance program. Find out more here.

Prescription Drug Information


Learn more about the HealthSelect of Texas Prescription Drug Program and find the best cost for your prescription drug needs with the Prescription Plan Comparison.

Children's Insurance (CHIP)


Children in Texas without health insurance may be able to get low cost or free health coverage through the Children's Health Insurance Plan (CHIP) or Children’s Medicaid. More information available here.

TexFlex Flexible Spending Accounts


A TexFlex flexible spending account (FSA) lets you set aside money from your paycheck, pre-tax, to use for eligible out-of-pocket expenses. You can contribute to a health care and/or day care account.

Affordable Care Act


The Patient Protection and Affordable Care Act (ACA) is a set of health insurance reforms passed by the federal government. Learn more by reviewing the following resources:

Regarding the Affordable Care Act (ACA) rules, NSNR staff may be hired for a short assignment or intermittently throughout the year, but the total hours worked must be less than 130 hours per calendar month.